• Thinking of Buying? 5 Things You Need to Do Right Now.,Chris Farrugia

    Thinking of Buying? 5 Things You Need to Do Right Now.

    Prepare your taxes To be pre-approved for a mortgage, you'll need your Notice of Assessment from your tax return from the prior year. Make sure your taxes are finished and that you have your Notice of Assessment. Your lender will use the information from your tax returns to ascertain your income an

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  • 9 Important Questions to Ask When Buying a House,Chris Farrugia

    9 Important Questions to Ask When Buying a House

    Are there termites in the home? These little insects from hell can cause incredible damage to a home. Fortunately, you can get a termite inspection during your inspection period or even better, the seller discloses it on the Seller's Disclosure Statement. Has there been any water intrusion? Water a

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  • What is the Difference Between "Pending" and "Pending With Contingencies?",Chris Farrugia

    What is the Difference Between "Pending" and "Pending With Contingencies?"

    Over the years, a lot of people have asked me what "pending" or "contingent" mean when they see it on a listing. Let's clear up those two terms! A listing is "Active" when it first hits the MLS The second a listing hits the MLS, it will have the status of "Active" meaning it is on the market for sa

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