Home > Bella Terra > 21048 Cosenza Ct, Estero, FL 33928
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21048 Cosenza Ct, Estero, FL 33928 - 3 Bedroom Villa in Bella Terra

$419,000

MLS Number
226024655
Bedrooms
3 Bed
Bathrooms
2 Baths
Living Area
1,891 sq ft
Total Area
2,352 sq ft
Garage Spaces
2
Year Built
2006
Days on Market
10

home Property Description

Private Preserve Views in Bella Terra's Largest Villa Floor Plan w/3bed, 2bth, 2-car garage attached villa offers nearly 1,900 sq ft of one-story living. Tucked on a quiet cul-de-sac, nothing across the street and nothing visible behind you, just preserve, and the deer and birds that come with it. Enter through a private, screened front porch, to the open kitchen, dining, and living space, which makes the home comfortable for everyday life and entertaining. The primary suite sits at the back of the home for privacy, w/two walk-in closets w/adjustable rack systems, a separate tub/shower, and dual sinks. The other two bedrooms are at the front of the home, giving everyone their own space. Recent updates are meaningful, not cosmetic. The interior was fully repainted in a neutral color, ceilings, walls, and baseboards included. New water heater 2025, new garbage disposal, barn door added in the primary bedroom leading to bathroom, a stove vent routed directly outside, and pre-wiring for a generator. The A.C. system is a Trane 17 SEER XL Series 3-ton unit installed in 2017, carrying a 12-year compressor and 10-year parts warranty, with extra ducts added to the primary bedroom and the bedroom facing the unattached neighbor for better comfort control. A Halo whole-home water filtration system was added in 2019, and the refrigerator was replaced in 2023. Both bathrooms have power flush toilets, Gerber in the primary and Kohler in the guest bath. Additional details buyers appreciate: shutters throughout with cross heads, wooden cornices over the sliding glass door shades, drainage installed between villas with downspouts tied in, a security system pre-wired for Power Over Ethernet, and garage wall organization with ceiling-mounted safe racks. Active maintenance agreements are in place with RDS and Next Plumbing, and the buyer is welcome to call either company directly with questions. Plumbing and A.C. maintenance are both current through June 2026. Roof replacement is already scheduled for 2031, and exterior painting is scheduled for early 2027, with the new owner coordinating alongside the adjoining neighbor to select a color from HOA-approved options. The extended lanai out back is where you'll want your morning coffee, quiet, private, and facing straight into the preserve. This is a maintenance-free villa, with HOA covering exterior painting, roof reserves, pest control, lawn and landscaping, irrigation, and even Hotwire cable and internet. Not in a flood zone. Bella Terra is a guard-gated community set across 100 acres of lakes and 400 acres of conservation preserve, clubhouse, fitness center, resort-style pool, hot tub, waterfall, plus pickleball, tennis, bocce, basketball, multi-use sports fields, inline skate park, and volleyball. Minutes to Publix, Miromar Outlets, RSW International Airport, Hertz Arena, & Gulf Coast Town Center, easy access to I-75. Well cared for, thoughtfully upgraded, and ready for its next owner. Some Virtual Staged Photos

fact_check The Basics

Property Type Condo
Gulf Access No
Private Pool No
Private Spa No
Acres 0.125
Furnished Unfurnished
Last Modified 1 week ago

savings Financials & HOA Fees

Foreclosure No
Auction No
Short Sale No
Mandatory HOA Yes
HOA Fee $685 quarterly
Master HOA Fee $573 quarterly

roofing Building Features

Building Style End-Unit
Construction Materials Concrete Block, Stucco
Cooling Ceiling Fan(s), Central Electric
Covered Spaces 2
Elevator None
Floor Plan Split Bedrooms
Floors 1
Garage Spaces 2
Patio and Porch Patio
Other Structures Tennis Court(s)
Rear Exposure West
Roof Tile
Security Features Gated Community
Storm Protection Shutters - Manual
View Preserve, Trees/Woods
Water Source Central
Window Features Window Coverings

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chair Interior Features

Appliances & Equipment Auto Garage Door, Cooktop - Electric, Dishwasher, Disposal, Refrigerator/Freezer, Washer/Dryer Hookup
Interior Features Walk-In Closet(s), Window Coverings
Additional Rooms Laundry in Residence, Screened Lanai/Porch
Kitchen Features Walk-In Pantry
Flooring Carpet, Tile
Gas No
Laundry Washer/Dryer Hookup, Laundry in Residence

holiday_village Neighborhood and Community

Pets Allowed Limits
Amenities Basketball Court, Bike And Jog Path, Bocce Court, Clubhouse, Park, Pool, Community Room, Fitness Center, Hobby Room, Pickleball, Play Area, Sidewalk, Streetlight, Tennis Court(s), Underground Utility, Volleyball
Neighborhood Bella Terra
Neighborhood Type Gated, Tennis
Community Features Clubhouse, Park, Pool, Fitness Center, Sidewalks, Street Lights, Tennis Court(s), Gated
Included in Fees Cable, Internet/WiFi Access, Irrigation Water, Lawn/Land Maintenance, Manager, Pest Control Exterior, Rec Facilities, Security
HOA Restrictions Deeded

travel_luggage_and_bags Leasing Rules

Lease Limits Yes
Leases Per Year 2
Minimum Days of Lease 210

school School Zones

Elementary School School Choice
Middle School School Choice
High School School Choice

photo_library Additional Images

Chris Farrugia, REALTOR Portrait

Chris Farrugia, M.B.A.

Realtor® at The Listing Naples Group

📞 (239) 248-8171
📧 chris@listingnaples.com

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The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations. Copyright 2026 Southwest Florida MLS organizations. All rights reserved. The accuracy of this information is not warranted or guaranteed. This information should be independently verified if any person intends to engage in a transaction in reliance upon it.

Listing provided by Premiere Plus Realty Company.

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