Home >
Bella Terra >
20291 Torre Del Lago St, Estero, FL 33928
fiber_manual_record
For Sale - Active
20291 Torre Del Lago St, Estero, FL 33928 - 3 Bedroom Pool Home in Bella Terra
$636,000
MLS Number
226010983
Bedrooms
3+Den
Bathrooms
3 Baths
Living Area
2,763 sq ft
Total Area
3,205 sq ft
Garage Spaces
2
Year Built
2004
Days on Market
43
home Property Description
One or more photo(s) has been virtually staged, AI generated or rendered. 3-Bedroom + Den, Loft & Pool Home in Bella Terra, Estero, FL | Former Builder's Model | Nearly 2,800 Sq Ft | 4th Bedroom Potential.
If you've been waiting for a home in Bella Terra with real space, a solar-heated pool, and a floor plan you don't see every day… this is it.
From the moment you walk through the front door, you're greeted by soaring ceilings, oversized windows, and natural light pouring in from every angle. The grand entry makes a statement with clean lines, neutral tones, and an open layout that just makes sense.
This Chelsea Flex is one of the most unique floor plans in Bella Terra, offering 3 bedrooms plus a den, a large loft, and 3 full baths across nearly 2,800 square feet in this sought-after Southwest Florida gated community. It's the kind of layout that gives everyone their space without losing that connected, comfortable feel — and for buyers who need a 4th bedroom, this plan delivers two easy paths. The loft was originally designed to be closed in as a full bedroom, so the bones are already there. Or, close in the downstairs office with French doors for a private guest room or true home office. The flexibility here is genuinely rare.
The main living area flows effortlessly into the kitchen and out to the lanai, ideal for entertaining or everyday Florida living. The kitchen is warm and inviting with custom wood cabinetry, solid surface counters, updated backsplash, and a breakfast bar that naturally becomes the gathering spot. Upstairs, the loft overlooks the main living space, adding volume and flexibility — a second living area, workspace, or guest retreat.
The primary suite is spacious and private, with a tray ceiling, well-appointed bath, and a balcony for that quiet moment at the start or end of your day.
Now let's talk about where this home really shines. The backyard is exactly what buyers hope for in Southwest Florida — a solar-heated pool and spa, a massive covered lanai, a pool bath, and room to relax, dine, and entertain without feeling crowded. Private, peaceful, and set up to be used year-round.
This move-in ready home has the big-ticket items handled. Roof 2019, AC 2021, Water Heater 2024.
Location within Bella Terra couldn't be better — close to the entrance, minutes to the clubhouse, and a short ride to Estero and Bonita Springs restaurants, shopping, and the beaches of Southwest Florida.
Bella Terra offers resort-style living with a clubhouse, pool and spa, fitness center, tennis, pickleball, and a full calendar of community events.
This isn't just a house with space… it's a home that was designed to be lived in, enjoyed, and sharedOne or more photo(s) has been virtually staged, AI generated or rendered (two twilight shots front and back of the home).
If you've been waiting for a home in Bella Terra with real space, a solar-heated pool, and a floor plan you don't see every day… this is it.
From the moment you walk through the front door, you're greeted by soaring ceilings, oversized windows, and natural light pouring in from every angle. The grand entry makes a statement with clean lines, neutral tones, and an open layout that just makes sense.
This Chelsea Flex is one of the most unique floor plans in Bella Terra, offering 3 bedrooms plus a den, a large loft, and 3 full baths across nearly 2,800 square feet in this sought-after Southwest Florida gated community. It's the kind of layout that gives everyone their space without losing that connected, comfortable feel — and for buyers who need a 4th bedroom, this plan delivers two easy paths. The loft was originally designed to be closed in as a full bedroom, so the bones are already there. Or, close in the downstairs office with French doors for a private guest room or true home office. The flexibility here is genuinely rare.
The main living area flows effortlessly into the kitchen and out to the lanai, ideal for entertaining or everyday Florida living. The kitchen is warm and inviting with custom wood cabinetry, solid surface counters, updated backsplash, and a breakfast bar that naturally becomes the gathering spot. Upstairs, the loft overlooks the main living space, adding volume and flexibility — a second living area, workspace, or guest retreat.
The primary suite is spacious and private, with a tray ceiling, well-appointed bath, and a balcony for that quiet moment at the start or end of your day.
Now let's talk about where this home really shines. The backyard is exactly what buyers hope for in Southwest Florida — a solar-heated pool and spa, a massive covered lanai, a pool bath, and room to relax, dine, and entertain without feeling crowded. Private, peaceful, and set up to be used year-round.
This move-in ready home has the big-ticket items handled. Roof 2019, AC 2021, Water Heater 2024.
Location within Bella Terra couldn't be better — close to the entrance, minutes to the clubhouse, and a short ride to Estero and Bonita Springs restaurants, shopping, and the beaches of Southwest Florida.
Bella Terra offers resort-style living with a clubhouse, pool and spa, fitness center, tennis, pickleball, and a full calendar of community events.
This isn't just a house with space… it's a home that was designed to be lived in, enjoyed, and sharedOne or more photo(s) has been virtually staged, AI generated or rendered (two twilight shots front and back of the home).
fact_check The Basics
Property Type
Single Family
Gulf Access
No
Private Pool
Yes
Private Spa
Yes
Acres
0.209
Furnished
Unfurnished
Last Modified
1 month ago
savings Financials & HOA Fees
Foreclosure
No
Auction
No
Short Sale
No
Mandatory HOA
Yes
HOA Fee
$238 quarterly
Master HOA Fee
$573 quarterly
roofing Building Features
Building Features
DSL/Cable Available
Building Style
2 Story
Construction Materials
Concrete Block, Stucco
Cooling
Ceiling Fan(s), Central Electric
Covered Spaces
2
Elevator
None
Floor Plan
Great Room, 2 Story
Floors
2
Garage Spaces
2
Other Structures
Tennis Court(s)
Rear Exposure
Southeast
Roof
Tile
Security Features
Security System, Smoke Detector(s), Gated Community
Storm Protection
Shutters - Manual
View
Preserve
Water Source
Central
Window Features
Window Coverings
Would you like to schedule a private showing of this property?
Let's talk about what the buying process would look like for this property.
chair Interior Features
Appliances & Equipment
Auto Garage Door, Dishwasher, Disposal, Dryer, Microwave, Refrigerator/Freezer, Security System, Self Cleaning Oven, Smoke Detector, Washer
Interior Features
Cathedral Ceiling(s), Foyer, Smoke Detectors, Tray Ceiling(s), Volume Ceiling, Walk-In Closet(s), Window Coverings
Additional Rooms
Den - Study, Laundry in Residence, Loft, Screened Lanai/Porch
Kitchen Features
Island, Pantry
Flooring
Carpet, Tile, Wood
Gas
No
Laundry
Laundry in Residence
holiday_village Neighborhood and Community
Pets Allowed
Limits
Amenities
Basketball Court, Bike And Jog Path, Bocce Court, Park, Pool, Community Room, Spa/Hot Tub, Fitness Center, Internet Access, Library, Pickleball, Play Area, Sidewalk, Streetlight, Tennis Court(s), Underground Utility, Volleyball
Neighborhood
Bella Terra
Neighborhood Type
Gated, Tennis
Community Features
Park, Pool, Fitness Center, Sidewalks, Street Lights, Tennis Court(s), Gated
Included in Fees
Cable, Internet/WiFi Access, Irrigation Water, Lawn/Land Maintenance, Pest Control Exterior, Street Lights
HOA Restrictions
Architectural, Deeded, No RV
travel_luggage_and_bags Leasing Rules
Lease Limits
Yes
Leases Per Year
4
Minimum Days of Lease
90
Chris Farrugia, M.B.A.
Realtor® at The Listing Naples Group
Mortgage Calculator
Estimate your monthly mortgage payment.
Estimated Monthly Payment:
$
Similar Nearby Listings
partner_exchange Broker Reciprocity
The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations. Copyright 2026 Southwest Florida MLS organizations. All rights reserved. The accuracy of this information is not warranted or guaranteed. This information should be independently verified if any person intends to engage in a transaction in reliance upon it.
Listing provided by Royal Shell Real Estate, Inc..