Home > Bella Terra > 20291 Torre Del Lago St, Estero, FL 33928
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20291 Torre Del Lago St, Estero, FL 33928 - 3 Bedroom Pool Home in Bella Terra

$636,000

MLS Number
226010983
Bedrooms
3+Den
Bathrooms
3 Baths
Living Area
2,763 sq ft
Total Area
3,205 sq ft
Garage Spaces
2
Year Built
2004
Days on Market
43

home Property Description

One or more photo(s) has been virtually staged, AI generated or rendered. 3-Bedroom + Den, Loft & Pool Home in Bella Terra, Estero, FL | Former Builder's Model | Nearly 2,800 Sq Ft | 4th Bedroom Potential.
If you've been waiting for a home in Bella Terra with real space, a solar-heated pool, and a floor plan you don't see every day… this is it.
From the moment you walk through the front door, you're greeted by soaring ceilings, oversized windows, and natural light pouring in from every angle. The grand entry makes a statement with clean lines, neutral tones, and an open layout that just makes sense.
This Chelsea Flex is one of the most unique floor plans in Bella Terra, offering 3 bedrooms plus a den, a large loft, and 3 full baths across nearly 2,800 square feet in this sought-after Southwest Florida gated community. It's the kind of layout that gives everyone their space without losing that connected, comfortable feel — and for buyers who need a 4th bedroom, this plan delivers two easy paths. The loft was originally designed to be closed in as a full bedroom, so the bones are already there. Or, close in the downstairs office with French doors for a private guest room or true home office. The flexibility here is genuinely rare.
The main living area flows effortlessly into the kitchen and out to the lanai, ideal for entertaining or everyday Florida living. The kitchen is warm and inviting with custom wood cabinetry, solid surface counters, updated backsplash, and a breakfast bar that naturally becomes the gathering spot. Upstairs, the loft overlooks the main living space, adding volume and flexibility — a second living area, workspace, or guest retreat.
The primary suite is spacious and private, with a tray ceiling, well-appointed bath, and a balcony for that quiet moment at the start or end of your day.
Now let's talk about where this home really shines. The backyard is exactly what buyers hope for in Southwest Florida — a solar-heated pool and spa, a massive covered lanai, a pool bath, and room to relax, dine, and entertain without feeling crowded. Private, peaceful, and set up to be used year-round.
This move-in ready home has the big-ticket items handled. Roof 2019, AC 2021, Water Heater 2024.
Location within Bella Terra couldn't be better — close to the entrance, minutes to the clubhouse, and a short ride to Estero and Bonita Springs restaurants, shopping, and the beaches of Southwest Florida.
Bella Terra offers resort-style living with a clubhouse, pool and spa, fitness center, tennis, pickleball, and a full calendar of community events.
This isn't just a house with space… it's a home that was designed to be lived in, enjoyed, and sharedOne or more photo(s) has been virtually staged, AI generated or rendered (two twilight shots front and back of the home).

fact_check The Basics

Property Type Single Family
Gulf Access No
Private Pool Yes
Private Spa Yes
Acres 0.209
Furnished Unfurnished
Last Modified 1 month ago

savings Financials & HOA Fees

Foreclosure No
Auction No
Short Sale No
Mandatory HOA Yes
HOA Fee $238 quarterly
Master HOA Fee $573 quarterly

roofing Building Features

Building Features DSL/Cable Available
Building Style 2 Story
Construction Materials Concrete Block, Stucco
Cooling Ceiling Fan(s), Central Electric
Covered Spaces 2
Elevator None
Floor Plan Great Room, 2 Story
Floors 2
Garage Spaces 2
Other Structures Tennis Court(s)
Rear Exposure Southeast
Roof Tile
Security Features Security System, Smoke Detector(s), Gated Community
Storm Protection Shutters - Manual
View Preserve
Water Source Central
Window Features Window Coverings

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chair Interior Features

Appliances & Equipment Auto Garage Door, Dishwasher, Disposal, Dryer, Microwave, Refrigerator/Freezer, Security System, Self Cleaning Oven, Smoke Detector, Washer
Interior Features Cathedral Ceiling(s), Foyer, Smoke Detectors, Tray Ceiling(s), Volume Ceiling, Walk-In Closet(s), Window Coverings
Additional Rooms Den - Study, Laundry in Residence, Loft, Screened Lanai/Porch
Kitchen Features Island, Pantry
Flooring Carpet, Tile, Wood
Gas No
Laundry Laundry in Residence

holiday_village Neighborhood and Community

Pets Allowed Limits
Amenities Basketball Court, Bike And Jog Path, Bocce Court, Park, Pool, Community Room, Spa/Hot Tub, Fitness Center, Internet Access, Library, Pickleball, Play Area, Sidewalk, Streetlight, Tennis Court(s), Underground Utility, Volleyball
Neighborhood Bella Terra
Neighborhood Type Gated, Tennis
Community Features Park, Pool, Fitness Center, Sidewalks, Street Lights, Tennis Court(s), Gated
Included in Fees Cable, Internet/WiFi Access, Irrigation Water, Lawn/Land Maintenance, Pest Control Exterior, Street Lights
HOA Restrictions Architectural, Deeded, No RV

travel_luggage_and_bags Leasing Rules

Lease Limits Yes
Leases Per Year 4
Minimum Days of Lease 90

school School Zones

Elementary School Choice
Middle School Choice
High School Choice

photo_library Additional Images

Chris Farrugia, REALTOR Portrait

Chris Farrugia, M.B.A.

Realtor® at The Listing Naples Group

📞 (239) 248-8171
📧 chris@listingnaples.com

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The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations. Copyright 2026 Southwest Florida MLS organizations. All rights reserved. The accuracy of this information is not warranted or guaranteed. This information should be independently verified if any person intends to engage in a transaction in reliance upon it.

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