Home > Villagio > 20320 Estero Gardens Cir #104, Estero, FL 33928
fiber_manual_record For Sale - Active

20320 Estero Gardens Cir #104, Estero, FL 33928 - 1 Bedroom Condo in Villagio

$245,900

MLS Number
225080935
Bedrooms
1+Den
Bathrooms
1 Bath + 1 Half
Living Area
1,018 sq ft
Total Area
1,018 sq ft
Garage Spaces
1
Year Built
2006
Days on Market
58

home Property Description

This beautifully maintained first floor residence in Villagio offers exceptional flexibility, featuring one bedroom plus a spacious den that works beautifully as an additional sleeping area or guest space. The den measures approximately 10 by 16 feet and includes a half bath and a full walk in closet, making it ideal for overnight guests, a private retreat, or a comfortable home office. The home enjoys a peaceful lake view and a quiet, inviting setting with an easy walk to community amenities. Pride of ownership is evident throughout. The water heater was replaced in 2021, the air conditioner in 2018, and a new walk in shower was installed in 2023. All appliances are newer, there are five ceiling fans, and the living room features an attractive updated window treatment that adds a polished finish. The open living area feels bright and relaxed, while the den provides excellent versatility to suit a variety of lifestyle needs. Villagio offers an impressive resort style lifestyle with two pools, a spa, tennis and pickleball courts, a fitness center, an on site cafe and sports bar, and a private movie theater with evening showings. A very important advantage is that this condominium is approved for FHA financing, a rare benefit that expands buyer options and adds long term value. The community is known for its peaceful atmosphere and friendly feel, with mature trees, lakes, and walkways creating a calm daily backdrop. The central plaza encourages social connection, while the cafe and sports bar are popular gathering spots, and the private theater remains a signature amenity enjoyed by residents. The location further enhances the appeal with close proximity to Coconut Point, Miromar Outlets, Gulf Coast Town Center, and a wide range of dining and entertainment, while the beaches, RSW International Airport, Florida Gulf Coast University, and Hertz Arena are all within an easy drive. A recent community special assessment of $1,422 for improvements and maintenance has been paid in full by the seller, providing added peace of mind for the next owner. With its flexible floor plan, well cared for interior, serene water view, thoughtful updates, and rare FHA approval, this home represents outstanding value for both full time and seasonal Southwest Florida living.

hangout_video Virtual Tour

fact_check The Basics

Property Type Condo
Gulf Access No
Private Pool No
Private Spa No
Acres 0.3299
Furnished Negotiable
Last Modified 1 month ago

savings Financials & HOA Fees

Foreclosure No
Auction No
Short Sale No
Mandatory HOA Yes
HOA Fee $580 monthly

roofing Building Features

Building Features DSL/Cable Available
Building Style None
Construction Materials Concrete Block, Stucco
Cooling Ceiling Fan(s), Central Electric
Covered Spaces 1
Elevator None
Floor Plan Great Room
Floors 1
Garage Spaces 1
Other Structures Tennis Court(s)
Rear Exposure Southwest
Roof Tile
Security Features Smoke Detector(s), Gated Community
Storm Protection None
View Water Feature
Water Source Central

Would you like to schedule a private showing of this property?

Let's talk about what the buying process would look like for this property.

chair Interior Features

Appliances & Equipment Auto Garage Door, Dishwasher, Dryer, Microwave, Refrigerator/Icemaker, Smoke Detector, Washer
Interior Features Smoke Detectors
Additional Rooms Den - Study
Flooring Carpet, Tile
Gas No

holiday_village Neighborhood and Community

Pets Allowed With Approval
Amenities Barbecue, Clubhouse, Park, Pool, Community Room, Spa/Hot Tub, Fitness Center, Hobby Room, Internet Access, Library, Pickleball, Restaurant, See Remarks, Sidewalk, Streetlight, Tennis Court(s), Theater
Neighborhood Villagio
Neighborhood Type Gated
Community Features Clubhouse, Park, Pool, Fitness Center, Restaurant, Sidewalks, Street Lights, Tennis Court(s), Gated
Included in Fees Legal/Accounting, Manager, Pest Control Exterior, Rec Facilities, Repairs, Reserve, Security, Sewer, Street Lights, Street Maintenance, Trash Removal, Water
HOA Restrictions Deeded

travel_luggage_and_bags Leasing Rules

Lease Limits Yes
Leases Per Year 3
Minimum Days of Lease 90

school School Zones

Elementary School Three Oaks Elementary School
Middle School Three Oaks Middle School
High School Estero High Schoo

photo_library Additional Images

Chris Farrugia, REALTOR Portrait

Chris Farrugia, M.B.A.

Realtor® at The Listing Naples Group

📞 (239) 248-8171
📧 chris@listingnaples.com

Mortgage Calculator

Estimate your monthly mortgage payment.

Similar Nearby Listings

partner_exchange Broker Reciprocity

The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations. Copyright 2026 Southwest Florida MLS organizations. All rights reserved. The accuracy of this information is not warranted or guaranteed. This information should be independently verified if any person intends to engage in a transaction in reliance upon it.

Listing provided by Berkshire Hathaway FL Realty.