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For Sale - Active
20320 Estero Gardens Cir #104, Estero, FL 33928 - 1 Bedroom Condo in Villagio
$245,900
MLS Number
225080935
Bedrooms
1+Den
Bathrooms
1 Bath + 1 Half
Living Area
1,018 sq ft
Total Area
1,018 sq ft
Garage Spaces
1
Year Built
2006
Days on Market
58
home Property Description
This beautifully maintained first floor residence in Villagio offers exceptional flexibility, featuring one bedroom plus a spacious den that works beautifully as an additional sleeping area or guest space. The den measures approximately 10 by 16 feet and includes a half bath and a full walk in closet, making it ideal for overnight guests, a private retreat, or a comfortable home office. The home enjoys a peaceful lake view and a quiet, inviting setting with an easy walk to community amenities. Pride of ownership is evident throughout. The water heater was replaced in 2021, the air conditioner in 2018, and a new walk in shower was installed in 2023. All appliances are newer, there are five ceiling fans, and the living room features an attractive updated window treatment that adds a polished finish. The open living area feels bright and relaxed, while the den provides excellent versatility to suit a variety of lifestyle needs. Villagio offers an impressive resort style lifestyle with two pools, a spa, tennis and pickleball courts, a fitness center, an on site cafe and sports bar, and a private movie theater with evening showings. A very important advantage is that this condominium is approved for FHA financing, a rare benefit that expands buyer options and adds long term value. The community is known for its peaceful atmosphere and friendly feel, with mature trees, lakes, and walkways creating a calm daily backdrop. The central plaza encourages social connection, while the cafe and sports bar are popular gathering spots, and the private theater remains a signature amenity enjoyed by residents. The location further enhances the appeal with close proximity to Coconut Point, Miromar Outlets, Gulf Coast Town Center, and a wide range of dining and entertainment, while the beaches, RSW International Airport, Florida Gulf Coast University, and Hertz Arena are all within an easy drive. A recent community special assessment of $1,422 for improvements and maintenance has been paid in full by the seller, providing added peace of mind for the next owner. With its flexible floor plan, well cared for interior, serene water view, thoughtful updates, and rare FHA approval, this home represents outstanding value for both full time and seasonal Southwest Florida living.
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fact_check The Basics
Property Type
Condo
Gulf Access
No
Private Pool
No
Private Spa
No
Acres
0.3299
Furnished
Negotiable
Last Modified
1 month ago
savings Financials & HOA Fees
Foreclosure
No
Auction
No
Short Sale
No
Mandatory HOA
Yes
HOA Fee
$580 monthly
roofing Building Features
Building Features
DSL/Cable Available
Building Style
None
Construction Materials
Concrete Block, Stucco
Cooling
Ceiling Fan(s), Central Electric
Covered Spaces
1
Elevator
None
Floor Plan
Great Room
Floors
1
Garage Spaces
1
Other Structures
Tennis Court(s)
Rear Exposure
Southwest
Roof
Tile
Security Features
Smoke Detector(s), Gated Community
Storm Protection
None
View
Water Feature
Water Source
Central
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chair Interior Features
Appliances & Equipment
Auto Garage Door, Dishwasher, Dryer, Microwave, Refrigerator/Icemaker, Smoke Detector, Washer
Interior Features
Smoke Detectors
Additional Rooms
Den - Study
Flooring
Carpet, Tile
Gas
No
holiday_village Neighborhood and Community
Pets Allowed
With Approval
Amenities
Barbecue, Clubhouse, Park, Pool, Community Room, Spa/Hot Tub, Fitness Center, Hobby Room, Internet Access, Library, Pickleball, Restaurant, See Remarks, Sidewalk, Streetlight, Tennis Court(s), Theater
Neighborhood
Villagio
Neighborhood Type
Gated
Community Features
Clubhouse, Park, Pool, Fitness Center, Restaurant, Sidewalks, Street Lights, Tennis Court(s), Gated
Included in Fees
Legal/Accounting, Manager, Pest Control Exterior, Rec Facilities, Repairs, Reserve, Security, Sewer, Street Lights, Street Maintenance, Trash Removal, Water
HOA Restrictions
Deeded
travel_luggage_and_bags Leasing Rules
Lease Limits
Yes
Leases Per Year
3
Minimum Days of Lease
90
school School Zones
Elementary School
Three Oaks Elementary School
Middle School
Three Oaks Middle School
High School
Estero High Schoo
Chris Farrugia, M.B.A.
Realtor® at The Listing Naples Group
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The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations. Copyright 2026 Southwest Florida MLS organizations. All rights reserved. The accuracy of this information is not warranted or guaranteed. This information should be independently verified if any person intends to engage in a transaction in reliance upon it.
Listing provided by Berkshire Hathaway FL Realty.