Home > Cove Towers > 445 Cove Tower Dr #903, Naples, FL 34110
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445 Cove Tower Dr #903, Naples, FL 34110 - 3 Bedroom Condo in Montego at Cove Towers at Cove Towers

$1,600,000

MLS Number
225073317
Bedrooms
3+Den
Bathrooms
3 Baths
Living Area
2,650 sq ft
Total Area
3,130 sq ft
Garage Spaces
2
Year Built
2002
Days on Market
13

home Property Description

Experience refined coastal living in this fully renovated 9th-floor residence at Montego in Cove Towers Preserve. A private elevator opens to an elegant foyer and a reimagined wide-open floorplan, where the former kitchen wall was removed to create seamless living, dining, and entertaining spaces. The designer kitchen features a built-in Sub-Zero refrigerator/freezer, Thermador steam-convection oven & induction cooktop, and high-end fixtures. Volume ceilings and floor-to-ceiling glass frame out the sweeping southwest views across the mangroves to the Gulf, and extending to an expansive screened in terrace with electronic storm shutters. The split bedroom layout includes two guest suites opening to a private balcony with long views over the new Kinsale Golf Club. Every closet is finished with custom cabinetry, and all baths were fully renovated with premium fixtures and Toto toilets. Additional highlights include new wood flooring throughout, tile in the baths, and impact-resistant windows. Plus two prime garage spaces and a storage locker. Residents of Montego & Nevis can enjoy the Calypso Club which features a resort-style pool & spa, outdoor pavilion with fireplace & grills, social room & activities, fitness center, and two guest suites. Optional Tarpon Cove Yacht Club membership expands the lifestyle with dining, tiki bar, pool, tennis, pickleball, and a boat shuttle to Delnor-Wiggins State Park. Boat slips are available for purchase or lease. Enjoy this polished Naples retreat where luxury, privacy, and panoramic views meet.

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fact_check The Basics

Property Type Condo
Gulf Access Yes
Private Pool No
Private Spa No
Furnished Unfurnished
Last Modified 1 week ago

savings Financials & HOA Fees

Foreclosure No
Auction No
Short Sale No
Mandatory HOA Yes
Condo Fee $5,886 quarterly
Master HOA Fee $1,768 annually

roofing Building Features

Building Features DSL/Cable Available
Building Style See Remarks
Construction Materials Concrete Block, Stucco
Cooling Ceiling Fan(s), Central Electric
Covered Spaces 2
Elevator Secured
Floor Plan Split Bedrooms
Floors 1
Garage Spaces 2
Other Structures Cabana, Tennis Court(s), Storage
Rear Exposure Southwest
Roof Built-Up, Metal
Security Features Smoke Detector(s), Gated Community, Fire Sprinkler System
Storm Protection Impact Resistant Doors, Impact Resistant Windows, Shutters Electric
View City, Gulf, Gulf and Bay, Preserve, River
Water Source Central
Waterfront Features Bay
Window Features Window Coverings

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chair Interior Features

Appliances & Equipment Auto Garage Door, Cooktop - Electric, Dishwasher, Disposal, Double Oven, Dryer, Microwave, Refrigerator, Refrigerator/Icemaker, Self Cleaning Oven, Smoke Detector, Wall Oven, Washer, Wine Cooler
Interior Features Built-In Cabinets, Closet Cabinets, Fire Sprinkler, Foyer, Laundry Tub, Multi Phone Lines, Pantry, Smoke Detectors, Tray Ceiling(s), Walk-In Closet(s), Wheel Chair Access, Window Coverings
Additional Rooms Balcony, Den - Study, Great Room, Guest Bath, Guest Room, Laundry in Residence, Screened Balcony, Screened Lanai/Porch
Kitchen Features Island, Pantry
Flooring Tile, Wood
Gas No
Laundry Laundry in Residence, Laundry Tub

holiday_village Neighborhood and Community

Pets Allowed With Approval
Amenities Barbecue, Beach Club Available, Bike And Jog Path, Bike Storage, Cabana, Clubhouse, Community Boat Dock, Community Boat Ramp, Pool, Community Room, Spa/Hot Tub, Fitness Center, Storage, Guest Room, Hobby Room, Internet Access, Private Membership, Sidewalk, Streetlight, Tennis Court(s), Trash Chute, Underground Utility, Car Wash Area
Neighborhood Montego at Cove Towers at Cove Towers
Neighborhood Type Boating, Gated
Community Features Clubhouse, Pool, Fitness Center, Sidewalks, Street Lights, Tennis Court(s), Gated
Included in Fees Cable, Insurance, Internet/WiFi Access, Irrigation Water, Lawn/Land Maintenance, Legal/Accounting, Manager, Pest Control Exterior, Pest Control Interior, Rec Facilities, Repairs, Reserve, Security, Sewer, Street Lights, Street Maintenance, Trash Removal, Water
HOA Restrictions Deeded, No Commercial, No RV

travel_luggage_and_bags Leasing Rules

Lease Limits Yes
Leases Per Year 4
Minimum Days of Lease 90

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Chris Farrugia, REALTOR Portrait

Chris Farrugia, M.B.A.

Realtor® at The Listing Naples Group

📞 (239) 248-8171
📧 chris@listingnaples.com

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The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations. Copyright 2025 Southwest Florida MLS organizations. All rights reserved. The accuracy of this information is not warranted or guaranteed. This information should be independently verified if any person intends to engage in a transaction in reliance upon it.

Listing provided by Realty One Group MVP.