Home > Bella Terra > 20522 Ardore Ln, Estero, FL 33928
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20522 Ardore Ln, Estero, FL 33928 - 4 Bedroom Home in Bella Terra

$650,000

MLS Number
225072484
Bedrooms
4+Den
Bathrooms
3 Baths
Living Area
2,557 sq ft
Total Area
3,015 sq ft
Garage Spaces
2
Year Built
2006
Days on Market
29

home Property Description

Welcome to 20522 Ardore Ln in the highly desirable gated community of Bella Terra in Estero. This 4+Den, 3-bath, 2-story home offers 2,557 sq ft of beautifully upgraded living space with features rarely found outside of luxury homes in the $2M–$3M range. Nearly every aspect of this residence has been enhanced, starting with a new roof (April 2020), a brand-new HVAC system (April 2025), and a European high-capacity tankless water heater (2025), giving buyers peace of mind for years to come. The heart of the home is a stunning $70K European-style kitchen accented by $50K quartz countertops, top-of-the-line appliances—including double dishwashers and double laundry—and designer feature walls with a custom fireplace. Additional updates include fully renovated bathrooms ($50K), luxury vinyl plank flooring ($30K), a new air handler, mini-split A/C in the garage, blown-in insulation, a full LED lighting upgrade, epoxy garage flooring, whole-home water filtration, and a newly installed hot tub with professional wiring. The screened lanai with picture-window design provides the perfect spot to relax and unwind. Bella Terra residents enjoy resort-style amenities with lower HOA fees, including a lagoon-style pool, clubhouse, fitness center, pickleball, tennis, basketball, bocce, inline skating, playgrounds, sports fields, and miles of walking trails. Ideally located just minutes from Coconut Point, Miromar Outlets, Gulf Coast Town Center, FGCU, RSW International Airport, and the white sandy beaches of Bonita and Barefoot Beach, this home delivers both convenience and luxury. With over $200K in recent upgrades and a community lifestyle that is second to none, 20522 Ardore Lane is move-in ready and truly one of a kind.

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fact_check The Basics

Property Type Single Family
Gulf Access No
Private Pool No
Private Spa Yes
Acres 0.241
Furnished Unfurnished
Last Modified 4 weeks ago
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savings Financials & HOA Fees

Foreclosure No
Auction No
Short Sale No
Mandatory HOA Yes
HOA Fee $573 quarterly
Master HOA Fee $238 quarterly
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roofing Building Features

Building Features DSL/Cable Available
Building Style 2 Story
Construction Materials Concrete Block, Stucco
Cooling Ceiling Fan(s), Central Electric
Covered Spaces 2
Elevator None
Floor Plan Split Bedrooms, 2 Story
Floors 2
Garage Spaces 2
Other Structures Tennis Court(s)
Rear Exposure Northwest
Roof Tile
Security Features Gated Community
Storm Protection Impact Resistant Windows, Shutters Electric, Shutters - Manual, Shutters - Screens/Fabric
View Landscaped Area, Preserve
Water Source Reverse Osmosis - Entire House
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chair Interior Features

Appliances & Equipment Auto Garage Door, Cooktop - Electric, Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator/Freezer, Reverse Osmosis, Washer, Washer/Dryer Hookup
Interior Features Built-In Cabinets, Pantry, Walk-In Closet(s)
Additional Rooms Den - Study, Family Room, Laundry in Residence, Loft, Screened Lanai/Porch
Flooring Vinyl
Gas No
Laundry Washer/Dryer Hookup, Laundry in Residence
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holiday_village Neighborhood and Community

Pets Allowed Limits
Amenities Basketball Court, Bike And Jog Path, Bocce Court, Clubhouse, Park, Pool, Community Room, Spa/Hot Tub, Fitness Center, Hobby Room, Internet Access, Library, Pickleball, Play Area, Sidewalk, Streetlight, Tennis Court(s), Underground Utility, Volleyball
Neighborhood Bella Terra
Neighborhood Type Gated, Tennis
Community Features Clubhouse, Park, Pool, Fitness Center, Sidewalks, Street Lights, Tennis Court(s), Gated
Included in Fees Cable, Lawn/Land Maintenance, Manager, Pest Control Exterior, Rec Facilities, Reserve, Security, Street Lights, Street Maintenance
HOA Restrictions Architectural, No Commercial, No RV
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travel_luggage_and_bags Leasing Rules

Lease Limits Yes
Leases Per Year 4
Minimum Days of Lease 90
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school School Zones

Elementary School Pinewoods Elementary
Middle School Three Oaks Middle
High School Choice
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photo_library Additional Images

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Chris Farrugia, REALTOR Portrait

Chris Farrugia, M.B.A.

Realtor® at The Listing Naples Group

📞 (239) 248-8171
📧 chris@listingnaples.com

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The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations. Copyright 2025 Southwest Florida MLS organizations. All rights reserved. The accuracy of this information is not warranted or guaranteed. This information should be independently verified if any person intends to engage in a transaction in reliance upon it.

Listing provided by Real Broker, LLC.

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