Home > River Towers Condo > 4260 Se 20Th Pl #801, Cape Coral, FL 33904
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4260 Se 20Th Pl #801, Cape Coral, FL 33904 - 2 Bedroom Condo in River Towers Condo

$325,000

MLS Number
225040981
Bedrooms
2 Bed
Bathrooms
2 Baths
Living Area
1,065 sq ft
Total Area
1,161 sq ft
Garage Spaces
0
Year Built
1973
Days on Market
141

home Property Description

Seller Financing Available – Don’t Miss This Rare Opportunity!
Step into the lifestyle you deserve at River Towers, a vibrant 55+ waterfront community where panoramic views of the Caloosahatchee River and city skyline create an unforgettable backdrop. This rare PENTHOUSE-level END UNIT is one-of-a-kind — no amount of remodeling can recreate the million-dollar views and location this condo offers.
Flexible Seller Financing makes this dream home more accessible than ever! Whether you’re looking to simplify the buying process or seize an exceptional investment opportunity, this is your chance to own a slice of Southwest Florida paradise without traditional lending hurdles.
From the moment you walk in, you’re greeted by an open, sunlit living area with an electric corner fireplace and triple-panel pocket sliders that invite the outdoors in. Step onto your private lanai with unobstructed southwestern exposure, perfect for enjoying morning coffee or evening wine while soaking in the sweeping river and city views.
The kitchen is equipped with upgraded countertops and brand-new stainless steel appliances. A private split-bedroom floor plan ensures comfort and privacy for you and your guests. Both bedrooms feature en-suite baths. The primary suite includes a spacious walk-in closet, lanai access, and striking views. The second bedroom offers versatility with built-in cabinetry and a Murphy bed — ideal as a guest room, office, or hobby space. The water heater was replaced summer of 2025.
River Towers residents enjoy a laidback, maintenance-free lifestyle with water, sewer, basic cable, and exterior upkeep included. Amenities include a waterfront pool updated with new pavers, shuffleboard courts, assigned parking and storage, and boat docks with Gulf access, allocated by the Dock Committee.
Tucked away at the end of a serene peninsula surrounded by canals and riverfront, this location is truly covetable. Plus, you’ll be just steps from the soon-to-be-revealed $16 million transformation of Jaycee Park, expected Fall 2025.
Whether you’re seeking a seasonal getaway or year-round waterfront living, this penthouse condo with seller financing available is an exceptional find. Schedule your private showing today and start living the SWFL lifestyle you’ve been dreaming of!

fact_check The Basics

Property Type Condo
Gulf Access Yes
Boat Access Dock Lease
Private Pool No
Private Spa No
Senior Community Yes
Acres 0.2412
Furnished Partially
Last Modified 2 weeks ago

savings Financials & HOA Fees

Foreclosure No
Short Sale No
Condo Fee $603 monthly

roofing Building Features

Building Features Common Area Washer/Dryer, DSL/Cable Available
Building Style End-Unit, Penthouse
Construction Materials ICFs (Insulated Concrete Forms), Stucco
Cooling Ceiling Fan(s), Central Electric
Elevator Common
Floor Plan Split Bedrooms
Floors 1
Other Structures Cabana, Storage
Rear Exposure South
Roof Built-Up
Storm Protection Impact Resistant Windows, Shutters Electric
View Canal, Intersecting Canal, River
Water Source Central
Waterfront Features Canal Front, Intersecting Canal, Navigable, River Front, Seawall
Window Features Window Coverings

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chair Interior Features

Appliances & Equipment Dishwasher, Microwave, Refrigerator/Freezer, Self Cleaning Oven, Washer/Dryer Hookup
Interior Features Built-In Cabinets, Fireplace, Walk-In Closet(s), Window Coverings
Additional Rooms Laundry in Residence, Screened Lanai/Porch
Flooring Carpet, Laminate, Tile
Gas No
Laundry Common Area, Washer/Dryer Hookup, Laundry in Residence

holiday_village Neighborhood and Community

Pets Allowed No
Amenities Bike And Jog Path, Bike Storage, Billiard Room, Cabana, Common Laundry, Community Boat Dock, Shuffleboard Court, Sidewalk, Trash Chute, Community Gulf Boat Access, Pool, Community Room, Storage, Fishing Pier, Library
Neighborhood River Towers Condo
Neighborhood Type Boating, Condo/Hotel, Non-Gated
Community Features Sidewalks, Pool, Fishing
Included in Fees Cable, Insurance, Lawn/Land Maintenance, Manager, Pest Control Exterior, Rec Facilities, Reserve, Sewer, Trash Removal, Water
HOA Restrictions No RV

travel_luggage_and_bags Leasing Rules

Lease Limits Yes
Leases Per Year 1
Minimum Days of Lease 90

photo_library Additional Images

Chris Farrugia, REALTOR Portrait

Chris Farrugia, M.B.A.

Realtor® at The Listing Naples Group

📞 (239) 248-8171
📧 chris@listingnaples.com

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The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations. Copyright 2025 Southwest Florida MLS organizations. All rights reserved. The accuracy of this information is not warranted or guaranteed. This information should be independently verified if any person intends to engage in a transaction in reliance upon it.

Listing provided by John R. Wood Properties.