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4931 Needle Fish Ln, St. James City, FL 33956
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4931 Needle Fish Ln, St. James City, FL 33956 - 2 Bedroom Manufactured Home in Pine Island Cove
$134,900
MLS Number
2026030375
Bedrooms
2 Bed
Bathrooms
2 Baths
Living Area
768 sq ft
Total Area
768 sq ft
Garage Spaces
0
Year Built
1989
Days on Market
61
Property Description
MOTIVATED SELLER - BRING YOUR OFFER! LAND-OWNED FURNISHED HOME IN PINE ISLAND COVE WITH NO LOT RENT, BOATING ACCESS & 55+ RESORT-STYLE LIVING!
Discover an affordable opportunity to own a furnished manufactured home in Pine Island Cove, a popular 55+ waterfront boating community in St. James City on Pine Island. With land ownership, NO LOT RENT, low HOA fees, community boating access, and resort-style amenities, this home offers the relaxed Southwest Florida lifestyle buyers are searching for.
Pine Island Cove is ideal for boating, fishing, and active Florida living. Residents enjoy a long, wide community boat ramp, boat-rinsing station, waterfront green space, remodeled clubhouse, community swimming pool, pickleball, bocce, social activities, and neighborhood events. Launch your boat, spend the day exploring Southwest Florida waterways, or simply relax and enjoy the laid-back Pine Island lifestyle.
The home welcomes you with a screened front porch, perfect for morning coffee, visiting with neighbors, or enjoying the island breeze. A separate utility room provides convenient indoor laundry plus additional storage for fishing gear, boating equipment, beach supplies, and everyday necessities.
Inside, the kitchen opens to the dining area and spacious great room, creating a comfortable layout for entertaining and daily living. A Florida room provides valuable additional living space and can be opened to enjoy fresh air or enclosed for year-round use.
Both bedrooms are generously sized. The primary suite features a private en-suite bathroom, while the guest bedroom is conveniently located near the second full bath. Recent improvements include a newer roof, newer luxury vinyl plank flooring with vapor barrier, and a newer carport.
Offered furnished, this St. James City home is ready to enjoy as a seasonal Florida retreat, winter residence, or full-time Pine Island home. The outdoor area behind the property provides additional space for grilling, entertaining, relaxing, or creating your own personalized outdoor living area.
Located in Pine Island Cove, you can enjoy the best of St. James City with convenient access to boating, fishing, kayaking, waterfront dining, local restaurants, and the Old Florida island lifestyle Pine Island is known for.
Whether you are searching for a Pine Island Cove home, St. James City 55+ community, land-owned manufactured home with no lot rent, affordable Florida retirement home, boating community property, or furnished seasonal residence, this home offers exceptional lifestyle and value.
Buyers considering Florida residency may also wish to explore potential homestead and property-tax benefits available to qualifying Florida homeowners. Buyers should independently verify eligibility and potential savings with the appropriate property appraiser or tax professional.
Discover an affordable opportunity to own a furnished manufactured home in Pine Island Cove, a popular 55+ waterfront boating community in St. James City on Pine Island. With land ownership, NO LOT RENT, low HOA fees, community boating access, and resort-style amenities, this home offers the relaxed Southwest Florida lifestyle buyers are searching for.
Pine Island Cove is ideal for boating, fishing, and active Florida living. Residents enjoy a long, wide community boat ramp, boat-rinsing station, waterfront green space, remodeled clubhouse, community swimming pool, pickleball, bocce, social activities, and neighborhood events. Launch your boat, spend the day exploring Southwest Florida waterways, or simply relax and enjoy the laid-back Pine Island lifestyle.
The home welcomes you with a screened front porch, perfect for morning coffee, visiting with neighbors, or enjoying the island breeze. A separate utility room provides convenient indoor laundry plus additional storage for fishing gear, boating equipment, beach supplies, and everyday necessities.
Inside, the kitchen opens to the dining area and spacious great room, creating a comfortable layout for entertaining and daily living. A Florida room provides valuable additional living space and can be opened to enjoy fresh air or enclosed for year-round use.
Both bedrooms are generously sized. The primary suite features a private en-suite bathroom, while the guest bedroom is conveniently located near the second full bath. Recent improvements include a newer roof, newer luxury vinyl plank flooring with vapor barrier, and a newer carport.
Offered furnished, this St. James City home is ready to enjoy as a seasonal Florida retreat, winter residence, or full-time Pine Island home. The outdoor area behind the property provides additional space for grilling, entertaining, relaxing, or creating your own personalized outdoor living area.
Located in Pine Island Cove, you can enjoy the best of St. James City with convenient access to boating, fishing, kayaking, waterfront dining, local restaurants, and the Old Florida island lifestyle Pine Island is known for.
Whether you are searching for a Pine Island Cove home, St. James City 55+ community, land-owned manufactured home with no lot rent, affordable Florida retirement home, boating community property, or furnished seasonal residence, this home offers exceptional lifestyle and value.
Buyers considering Florida residency may also wish to explore potential homestead and property-tax benefits available to qualifying Florida homeowners. Buyers should independently verify eligibility and potential savings with the appropriate property appraiser or tax professional.
The Basics
Property Type
Single Family
Gulf Access
No
Boat Access
Boat Ramp
Private Pool
No
Private Spa
No
Senior Community
Yes
Acres
0.092
Furnished
Turnkey
Last Modified
1 month ago
Financials & HOA Fees
Foreclosure
No
Auction
No
Short Sale
No
Mandatory HOA
Yes
HOA Fee
$160 monthly
Building Features
Building Style
Other
Cooling
Ceiling Fan(s), Central Electric
Covered Spaces
1
Elevator
None
Floor Plan
Great Room
Floors
1
Patio and Porch
Patio
Other Structures
Storage
Rear Exposure
South
Roof
Metal
Security Features
Smoke Detector(s)
Storm Protection
Other
View
Landscaped Area
Water Source
Central
Window Features
Window Coverings
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Interior Features
Appliances & Equipment
Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator/Freezer, Self Cleaning Oven, Smoke Detector, Washer
Interior Features
Smoke Detectors, Vaulted Ceiling(s), Walk-In Closet(s), Window Coverings
Additional Rooms
Florida Room, Guest Bath, Guest Room, Laundry in Garage, Open Porch/Lanai, Screened Lanai/Porch
Flooring
Carpet, Vinyl
Gas
No
Laundry
In Garage
Neighborhood and Community
Pets Allowed
Limits
Amenities
Barbecue, Boat Storage, Bocce Court, Clubhouse, Community Boat Ramp, Community Gulf Boat Access, Library, Pickleball, Shuffleboard Court, Pool, Community Room, Dog Park, Fitness Center, Storage
Neighborhood
Pine Island Cove
Neighborhood Type
Boating, Mobile/Manufactured, Non-Gated
Community Features
Clubhouse, Pool, Dog Park, Fitness Center
Included in Fees
Manager, Rec Facilities, Reserve, Sewer, Street Lights, Street Maintenance, Trash Removal
HOA Restrictions
Deeded, No Motorcycles
Chris Farrugia, M.B.A.
Realtor® at The Listing Naples Group
📞 (239) 248-8171
📧 chris@listingnaples.com
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The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations. Copyright 2026 Southwest Florida MLS organizations. All rights reserved. The accuracy of this information is not warranted or guaranteed. This information should be independently verified if any person intends to engage in a transaction in reliance upon it.
Listing provided by KW Florida Living.
Live MLS Data
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