Home > Cherry Estates > 2920 Harpoon Ln, St. James City, FL 33956
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2920 Harpoon Ln, St. James City, FL 33956 - 3 Bedroom Manufactured Home in Cherry Estates

$169,000

MLS Number
2026025792
Bedrooms
3 Bed
Bathrooms
Living Area
1,322 sq ft
Total Area
1,716 sq ft
Garage Spaces
0
Year Built
1988
Days on Market
20

home Property Description

*OPPORTUNITY KNOCKS!*Welcome to a boater’s paradise in St. James City! This prime waterfront property features an amazing location on intersecting canals with direct, unrestricted Gulf access and no bridges to slow you down. The deep-water setup comes complete with a concrete seawall (reinforced in April 2022) and a private dock equipped with a 10,000-lb boat lift (installed in 2022). Situated in a highly desirable neighborhood with NO 55+ age restrictions and an incredibly low HOA fee, this property represents a phenomenal redevelopment opportunity. It sustained significant damage from hurricanes. Whether you choose to repair the existing structure or LIKELY remove and replace it to BRING YOUR OWN perfect home, you are investing in an unmatchable island lifestyle.
> Located on the pristine waters of Pine Island, in Cherry Estates you are minutes away from world-class tarpon fishing, exceptional kayaking through serene mangrove trails, and endless opportunities to spot local wildlife like manatees and dolphins right from your backyard. Off the water, enjoy championship golf courses just a short drive away, along with scenic island walking and biking trails. The property is being sold strictly AS-IS, with the home requiring repair or removal (pre-hurricane, the home featured a carport and an attached storage room). Bring your vision and your boat—your ultimate waterfront oasis awaits!

fact_check The Basics

Property Type Single Family
Gulf Access Yes
Boat Access Boat Dock Private, Boat Lift, Dock Included, Elec Avail at dock, Water Avail at Dock
Private Pool No
Private Spa No
Acres 0.109
Furnished Unfurnished
Last Modified 4 days ago

savings Financials & HOA Fees

Foreclosure No
Auction No
Short Sale No
Mandatory HOA No
HOA Fee $25 annually

roofing Building Features

Building Style 1 Story/Ranch, Other
Cooling Central Electric
Elevator None
Floor Plan Other
Floors 1
Patio and Porch Deck, Patio
Rear Exposure West
Roof Shingle
Storm Protection None
View Canal, Intersecting Canal, Water
Water Source Central
Waterfront Features Canal Front, Intersecting Canal, Navigable, Seawall

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chair Interior Features

Appliances & Equipment None
Interior Features Other
Additional Rooms Open Porch/Lanai
Gas No

holiday_village Neighborhood and Community

Pets Allowed Yes
Amenities None
Neighborhood Cherry Estates
Neighborhood Type Boating, Mobile/Manufactured
Included in Fees None
HOA Restrictions None

photo_library Additional Images

Chris Farrugia, REALTOR Portrait

Chris Farrugia, M.B.A.

Realtor® at The Listing Naples Group

📞 (239) 248-8171
📧 chris@listingnaples.com

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The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations. Copyright 2026 Southwest Florida MLS organizations. All rights reserved. The accuracy of this information is not warranted or guaranteed. This information should be independently verified if any person intends to engage in a transaction in reliance upon it.

Listing provided by Palm Paradise Realty Group.