Home > Bayview Acres > 3608 Rita Ln, St. James City, FL 33956
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3608 Rita Ln, St. James City, FL 33956 - 2 Bedroom Home in Bayview Acres

$559,900

MLS Number
2026025325
Bedrooms
2 Bed
Bathrooms
2 Baths
Living Area
1,194 sq ft
Total Area
1,544 sq ft
Garage Spaces
1
Year Built
1974
Days on Market
25

home Property Description

Experience the best of island waterfront living at 3608 Rita Lane—offering coveted Direct Gulf access with no bridges and designed for serious boaters, anglers, and those seeking the relaxed Southwest Florida lifestyle. This charming, mostly furnished 2-bedroom, 2-bath waterfront home is located in one of St. James City’s most desirable boating neighborhoods and combines classic Florida character with valuable upgrades and exceptional marine amenities.
Built with solid block construction and topped with a durable metal roof, this property offers peace of mind, low-maintenance ownership, and the freedom to enjoy island living to the fullest.
The true highlight is outside, where your waterfront setup is ready to go. Enjoy a permitted boathouse, large boat lift, and an expansive walk-around Trex dock complete with water and electric—creating the perfect environment for effortless boating, fishing, entertaining, or simply enjoying life on the canal. If you want to add a pool, there is room in the backyard to design your perfect waterside oasis. With direct Gulf access, your next adventure to Pine Island Sound, outer islands, waterfront restaurants, and world-class fishing grounds is just minutes away.
Inside, the home offers a comfortable, functional layout with 2 bedrooms and 2 full bathrooms, enhanced by timeless terrazzo flooring throughout, which adds durability and authentic Florida charm. Recent improvements include a new air conditioner and a new water heater, allowing you to move in and start enjoying the property immediately. The mostly furnished interior makes this an easy transition for seasonal use, full-time living, or an investment opportunity.
Additional features continue to set this property apart, including a one-car garage with excellent storage space for tools, fishing gear, and boating essentials, plus a rare 30-amp RV hookup—ideal for guests, extra flexibility, or recreational use.
Best of all—NO HOA, giving you the freedom to store your toys, enjoy your property your way, and fully embrace the waterfront lifestyle without added restrictions or fees.
Whether you're searching for a winter retreat, full-time island residence, or the ultimate boating getaway, 3608 Rita Lane delivers direct Gulf access, outstanding dockage, quality construction, and the laid-back Florida lifestyle buyers dream about.

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fact_check The Basics

Property Type Single Family
Gulf Access Yes
Boat Access Boat Canopy/Cover, Boat Lift, Captain's Walk, Composite Dock, Dock Included, Elec Avail at dock, Water Avail at Dock
Private Pool No
Private Spa No
Acres 0.18
Furnished Furnished
Last Modified 2 weeks ago

savings Financials & HOA Fees

Foreclosure No
Auction No
Short Sale No
Mandatory HOA No

roofing Building Features

Building Style 1 Story/Ranch, Florida
Construction Materials Concrete Block, Stucco
Cooling Ceiling Fan(s), Central Electric
Covered Spaces 1
Elevator None
Floor Plan Great Room
Floors 1
Garage Spaces 1
Patio and Porch Patio
Other Structures Storage
Rear Exposure North
Roof Metal
Security Features Smoke Detector(s)
Storm Protection Shutters
View Canal, Mangroves, Water
Water Source Central
Waterfront Features Canal Front, Navigable, Seawall
Window Features Window Coverings

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chair Interior Features

Appliances & Equipment Cooktop - Electric, Dishwasher, Dryer, Microwave, Refrigerator/Icemaker, Smoke Detector, Washer
Interior Features Laundry Tub, Smoke Detectors, Window Coverings
Additional Rooms Laundry in Garage, Open Porch/Lanai
Kitchen Features Island
Flooring Terrazzo, Tile
Gas No
Laundry In Garage, Laundry Tub

holiday_village Neighborhood and Community

Pets Allowed Yes
Amenities None
Neighborhood Bayview Acres
Neighborhood Type Boating
Included in Fees None
HOA Restrictions None

school School Zones

Elementary School Pine Island Elementary
Middle School School Choice
High School School Choice

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Chris Farrugia, REALTOR Portrait

Chris Farrugia, M.B.A.

Realtor® at The Listing Naples Group

📞 (239) 248-8171
📧 chris@listingnaples.com

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The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations. Copyright 2026 Southwest Florida MLS organizations. All rights reserved. The accuracy of this information is not warranted or guaranteed. This information should be independently verified if any person intends to engage in a transaction in reliance upon it.

Listing provided by Castaways Island Realty LLC.