Home > Cape Coral > 105 Se 40Th Ter, Cape Coral, FL 33904
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105 Se 40Th Ter, Cape Coral, FL 33904 - 3 Bedroom Home in Cape Coral

$515,000

MLS Number
2026010522
Bedrooms
3 Bed
Bathrooms
2 Baths + 1 Half
Living Area
1,590 sq ft
Total Area
2,244 sq ft
Garage Spaces
3
Year Built
2002
Days on Market
18

home Property Description

Immaculate, move-in-ready waterfront home with NO HOA, NO CDD, and ASSESSMENTS PAID IN FULL! This one-owner, freshly painted 3-bedroom, 2.5-bath residence offers a desirable split floor plan with 1,590 sq. ft. under air and 9’4” ceilings throughout. Seller concessions available. For added peace of mind, the home has never flooded from any storm.

Enjoy Gulf-access boating from this canal-front property featuring a private dock, boat lift, and canopy, with access to the Caloosahatchee River. The oversized 14’ x 28’ lanai under truss is plumbed for a wet bar and ideal for outdoor entertaining.

Major updates include a new roof (2022), new air handler with ionizer (2022), new water heater (2022), hurricane-rated garage door (150 mph), and new garage door motor and opener (2024). Additional upgrades include added wall insulation for sound, irrigation system in place since construction, accordion shutters, programmable exterior garage lighting, new lanai lighting and fans (2023), and new bedroom ceiling fans (2023).

The property also features a 3-car garage with 3-car driveway, concrete walkway surrounding the home, and expanded patio space for additional outdoor living—making this an exceptional opportunity for a well-maintained waterfront home showcasing pride of ownership.

fact_check The Basics

Property Type Single Family
Gulf Access Yes
Boat Access Boat Canopy/Cover, Boat Dock Private, Boat Lift, Dock Included, Elec Avail at dock, Water Avail at Dock, Wooden Dock
Private Pool No
Private Spa No
Acres 0.23
Furnished Unfurnished
Last Modified 2 weeks ago

savings Financials & HOA Fees

Foreclosure No
Auction No
Short Sale No
Mandatory HOA No

roofing Building Features

Building Features DSL/Cable Available
Building Style 1 Story/Ranch
Construction Materials Concrete Block, Stucco
Cooling Ceiling Fan(s), Central Electric
Covered Spaces 3
Elevator None
Floor Plan Efficiency, Split Bedrooms
Floors 1
Garage Spaces 3
Rear Exposure North
Roof Shingle
Security Features Smoke Detector(s)
Storm Protection Shutters - Manual
View Canal
Water Source Assessment Paid
Waterfront Features Canal Front
Window Features Window Coverings

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chair Interior Features

Appliances & Equipment Smoke Detector, Washer, Dishwasher, Dryer, Microwave, Range, Refrigerator
Interior Features Built-In Cabinets, Laundry Tub, Smoke Detectors, Volume Ceiling, Walk-In Closet(s), Window Coverings
Additional Rooms Guest Bath, Laundry in Residence, Open Porch/Lanai, Screened Lanai/Porch
Kitchen Features Island, Pantry
Flooring Carpet
Gas No
Laundry Laundry in Residence, Laundry Tub

holiday_village Neighborhood and Community

Pets Allowed Yes
Amenities Internet Access, Sidewalk, Streetlight
Neighborhood Cape Coral
Neighborhood Type Boating, Non-Gated
Community Features Sidewalks, Street Lights
Included in Fees None
HOA Restrictions No Commercial, No RV

photo_library Additional Images

Chris Farrugia, REALTOR Portrait

Chris Farrugia, M.B.A.

Realtor® at The Listing Naples Group

📞 (239) 248-8171
📧 chris@listingnaples.com

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The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations. Copyright 2026 Southwest Florida MLS organizations. All rights reserved. The accuracy of this information is not warranted or guaranteed. This information should be independently verified if any person intends to engage in a transaction in reliance upon it.

Listing provided by RE/MAX Nautical Realty.