Home > Cape Coral > 109 Se 40Th Ter, Cape Coral, FL 33904
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109 Se 40Th Ter, Cape Coral, FL 33904 - 3 Bedroom Pool Home in Cape Coral

$683,500

MLS Number
2026003990
Bedrooms
3 Bed
Bathrooms
2 Baths
Living Area
1,921 sq ft
Total Area
2,378 sq ft
Garage Spaces
2
Year Built
1974
Days on Market
15

home Property Description

Welcome to your Gulf access getaway in the heart of Cape Coral! This updated 3-bedroom, 2-bathroom pool home with spa is situated on a canal with boating access to the river—just a short 23-minute ride with only one bridge out.
Inside, you’ll find an open and spacious floor plan perfect for both everyday living and entertaining. The living and dining areas are filled with natural light, and the updated kitchen offers ample storage, modern finishes, and a casual bar seating area.
The split-bedroom layout ensures privacy, with a relaxing primary suite featuring an en-suite bath. Two guest bedrooms and an additional full bath provide plenty of space for family or visitors.
Step outside to your screened lanai with a sparkling pool and spa, surrounded by tropical landscaping and a peaceful waterfront setting—ideal for lounging, dining al fresco, or simply enjoying the Southwest Florida lifestyle.
Pool new in 2022, with Jandy I-aqualink pool automation. New Samsung bespoke appliances, drawer microwave new 2022.
Conveniently located near shopping, dining,this home is a perfect opportunity to live the waterfront dream in a great location!

fact_check The Basics

Property Type Single Family
Gulf Access Yes
Boat Access Boat Canopy/Cover, Boat Dock Private, Boat Lift, Boat Slip, Captain's Walk, Dock Included, Elec Avail at dock
Private Pool Yes
Private Spa Yes
Acres 0.23
Furnished Furnished
Last Modified 2 weeks ago

savings Financials & HOA Fees

Foreclosure No
Auction No
Short Sale No
Mandatory HOA No

roofing Building Features

Building Style 1 Story/Ranch
Construction Materials Concrete Block, Stucco
Cooling Ceiling Fan(s), Central Electric
Covered Spaces 2
Elevator None
Floor Plan Split Bedrooms
Floors 1
Garage Spaces 2
Patio and Porch Screened Porch
Rear Exposure North
Roof Shingle
Storm Protection Impact Resistant Windows, Other
View Canal, Water
Water Source Assessment Paid, Central
Waterfront Features Canal Front
Window Features Window Coverings

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chair Interior Features

Appliances & Equipment Auto Garage Door, Cooktop - Electric, Dishwasher, Disposal, Dryer, Microwave, Refrigerator/Freezer, Self Cleaning Oven
Interior Features Closet Cabinets, Window Coverings
Additional Rooms Screened Lanai/Porch
Kitchen Features Island
Flooring Tile
Gas No

holiday_village Neighborhood and Community

Pets Allowed Yes
Amenities None
Neighborhood Cape Coral
Neighborhood Type No Subdivision
Included in Fees None
HOA Restrictions No Commercial, No RV

photo_library Additional Images

Chris Farrugia, REALTOR Portrait

Chris Farrugia, M.B.A.

Realtor® at The Listing Naples Group

📞 (239) 248-8171
📧 chris@listingnaples.com

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The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations. Copyright 2026 Southwest Florida MLS organizations. All rights reserved. The accuracy of this information is not warranted or guaranteed. This information should be independently verified if any person intends to engage in a transaction in reliance upon it.

Listing provided by Re/Max Sunshine.