Home > Island Harbors > 2821 Bruce St, Matlacha, FL 33993
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2821 Bruce St, Matlacha, FL 33993 - 3 Bedroom Pool Home in Island Harbors

$545,000

MLS Number
2026003943
Bedrooms
3 Bed
Bathrooms
2 Baths
Living Area
1,698 sq ft
Total Area
1,746 sq ft
Garage Spaces
1
Year Built
1969
Days on Market
19

home Property Description

Offering direct Gulf access with no bridges or locks, deep water, and a 10,000 lb covered boat lift for instant access to Charlotte Harbor- this is the BEST home for Florida coastal living! The outdoor oasis is designed for both relaxation and wellness, featuring 85 feet of maintained seawall, a private heated pool and expansive deck under a screen enclosure. For the fitness enthusiast, this versatile pool is fitness-ready for lap swimming; all original lap pool blower equipment is included and conveniently capped, allowing for an effortless conversion back to a professional-grade swim lane. Also, a unique tropical outdoor shower (with hot & cold water!) under the flowering-vine covered pergola.
Inside, modern luxury meets peace of mind. The kitchen features sleek granite countertops and backsplash, 2025 appliances, and stunning water views. The redesigned lanai is the work of one of the top structual engineers in the area using poured concrete and 2X12 beams (construction plans from 2020 and long list of updates in MLS supplemental info available to your agent). This is a hurricane-proof home, with every storm resistant feature on the market. Built for superior protection and energy efficiency, the property boasts a metal roof, impact windows and doors, a CAT 5 island-rated garage door, additional attic insulation and an updated powder-coated front door - this will be the easiest home to maintain for years to come. Utility ready RV parking on the premises, and room for an SUV in the garage. With assumable insurance paid ahead through 2026- a rare financial advantage- and a location just minutes from waterfront dining and 45 minutes to the international airport, this property is the pinnacle of secure, move-in ready, Southwest Florida living. Schedule your private showing today!

fact_check The Basics

Property Type Single Family
Gulf Access Yes
Boat Access Boat Canopy/Cover, Boat Dock Private, Boat Lift, Dock Included, Elec Avail at dock, Water Avail at Dock, Wooden Dock
Private Pool Yes
Private Spa No
Acres 0.2
Furnished Furnished
Last Modified 2 weeks ago

savings Financials & HOA Fees

Foreclosure No
Auction No
Short Sale No
Mandatory HOA No

roofing Building Features

Building Features DSL/Cable Available
Building Style 1 Story/Ranch
Construction Materials Concrete Block, Stucco
Cooling Air Purifier, Ceiling Fan(s)
Covered Spaces 1
Elevator None
Floor Plan Great Room, Split Bedrooms
Floors 1
Garage Spaces 1
Patio and Porch Deck, Patio
Other Structures Tennis Court(s)
Rear Exposure Southeast
Roof Metal
Security Features Smoke Detector(s)
Storm Protection Impact Resistant Doors, Impact Resistant Windows
View Canal, Water
Water Source Central
Waterfront Features Canal Front, Navigable, Seawall
Window Features Window Coverings

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chair Interior Features

Appliances & Equipment Auto Garage Door, Cooktop - Electric, Dishwasher, Disposal, Dryer, Microwave, Refrigerator/Freezer, Self Cleaning Oven, Smoke Detector, Washer
Interior Features Built-In Cabinets, Laundry Tub, Smoke Detectors, Window Coverings
Additional Rooms Den - Study, Laundry in Residence, Open Porch/Lanai, Screened Lanai/Porch, Workshop
Kitchen Features Island
Flooring Tile
Gas No
Laundry Laundry in Residence, Laundry Tub

holiday_village Neighborhood and Community

Pets Allowed Yes
Amenities Community Boat Dock, Community Boat Lift, Community Boat Ramp, Community Boat Slip, Community Gulf Boat Access, Park, Pool, Internet Access, Library, Pickleball, Play Area, Tennis Court(s)
Neighborhood Island Harbors
Neighborhood Type Boating
Community Features Park, Pool, Tennis Court(s)
Included in Fees None
HOA Restrictions None

school School Zones

Elementary School School Choice
Middle School School Choice
High School School Choice

photo_library Additional Images

Chris Farrugia, REALTOR Portrait

Chris Farrugia, M.B.A.

Realtor® at The Listing Naples Group

📞 (239) 248-8171
📧 chris@listingnaples.com

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The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations. Copyright 2026 Southwest Florida MLS organizations. All rights reserved. The accuracy of this information is not warranted or guaranteed. This information should be independently verified if any person intends to engage in a transaction in reliance upon it.

Listing provided by Coldwell Banker Realty.