Home > St James City > 3524 5Th Ave, St. James City, FL 33956
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3524 5Th Ave, St. James City, FL 33956 - 3 Bedroom Home in St James City

$499,900

MLS Number
2026001749
Bedrooms
3 Bed
Bathrooms
2 Baths
Living Area
1,518 sq ft
Total Area
1,518 sq ft
Garage Spaces
2
Year Built
2024
Days on Market
8

home Property Description

This 2024-built 3-bedroom, 2-bath stilt home offers 1,518 square feet of modern coastal living and is built like it plans to be here a while. The oversized pilings are driven approximately 25 feet into the ground, providing serious structural confidence and peace of mind. Elevated, well-built, and thoughtfully designed, this home checks both the practical and aesthetic boxes. It has never been lived in full time, and yes—it still has that unmistakable “new home smell” you don’t usually get in resale homes.

Inside, you’ll find a bright, open-concept floor plan with a spacious great room and a stylish kitchen featuring stainless steel appliances, ample cabinetry, and a large island perfect for entertaining, meal prepping, or pretending you’re on a cooking show. The split-bedroom layout offers privacy, with three generously sized bedrooms and two modern bathrooms finished with clean, contemporary touches. Natural light fills the home, and the elevated setting adds both airflow and charm.

Downstairs, the covered area provides flexible space currently set up with a spa and seating—ideal for post-fishing relaxation, evening cocktails, or just enjoying the fact that you don’t live in a snowstorm. Parking is conveniently located in front of the home, and the stilt design makes excellent use of space while enhancing the coastal lifestyle.

Situated near the highly desirable Henley Canal—one of the most active canals in St. James City—the home offers a front-row seat to daily boat traffic, island vibes, and authentic Pine Island living. You’re within walking distance to restaurants, waterfront bars, fishing spots, and all the local flavor that makes this area special.

The home is currently set up for and actively operating as a vacation rental and can continue as such with new ownership, making it a rare find that works just as well as an investment as it does a personal retreat. Whether you’re looking for a primary residence, a seasonal escape, or a property that pays for itself while you’re not using it, this one delivers—with a little personality to match.

fact_check The Basics

Property Type Single Family
Gulf Access No
Private Pool No
Private Spa Yes
Acres 0.126
Furnished Turnkey
Last Modified 1 week ago

savings Financials & HOA Fees

Foreclosure No
Auction No
Short Sale No
Mandatory HOA No

roofing Building Features

Building Style Stilts
Construction Materials Wood Frame, Vinyl Siding
Cooling Ceiling Fan(s), Central Electric
Covered Spaces 2
Elevator None
Floor Plan Great Room
Floors 1
Garage Spaces 2
Rear Exposure North
Roof Metal
Storm Protection Other
View Canal
Water Source Central

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chair Interior Features

Appliances & Equipment Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
Interior Features Other
Additional Rooms Laundry in Residence, Open Porch/Lanai
Kitchen Features Island, Pantry
Flooring Vinyl
Gas No
Laundry Laundry in Residence

holiday_village Neighborhood and Community

Pets Allowed Yes
Amenities None
Neighborhood St James City
Neighborhood Type Boating
Included in Fees None
HOA Restrictions None

photo_library Additional Images

Chris Farrugia, REALTOR Portrait

Chris Farrugia, M.B.A.

Realtor® at The Listing Naples Group

📞 (239) 248-8171
📧 chris@listingnaples.com

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The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations. Copyright 2026 Southwest Florida MLS organizations. All rights reserved. The accuracy of this information is not warranted or guaranteed. This information should be independently verified if any person intends to engage in a transaction in reliance upon it.

Listing provided by Seaglass Gulf Realty.