Home > Cape Coral > 2323 Sw 22Nd St, Cape Coral, FL 33991
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2323 Sw 22Nd St, Cape Coral, FL 33991 - 3 Bedroom Home in Cape Coral

$487,649

MLS Number
2025026223
Bedrooms
3+Den
Bathrooms
2 Baths
Living Area
1,807 sq ft
Total Area
2,210 sq ft
Garage Spaces
2
Year Built
2016
Days on Market
19

home Property Description

Beautiful 2016 WATERFRONT Home with TRANSFERABLE FLOOD INSURANCE ONLY $1391/YR! Homeowners insurance is ONLY $1593! Less than $3k combined. This home is nestled into the amazing SURFSIDE community! Located on one of the BEST & WIDEST FRESHWATER canals in all of Cape Coral, this 3 + a den has EVERYTHING you will want in this MODERN Florida home. The MASTER BEDROOM has a TRAYED CEILING sporting over 200+ sq ft. The MASTER SHOWER has a jetted-spa style of TUB and DUAL SHOWERHEADS in a FULL WALK-IN SHOWER! All TILE flooring leads into a huge OPEN CONCEPT living room. The kitchen has 42" SHAKER cabinets and QUARTZ countertops and all STAINLESS STEEL APPLIANCES! There is a HUGE ISLAND with bar stools that backs up in to an AMAZING ENCLOSED SUN ROOM/LIVING ROOM that has its own SMART MINI SPLIT system. Watching TV and sitting with FRIENDS & FAMILY w/o mosquitoes is the best way to live ON THE WATER! Feel free to open up the screened-in-windows for the "lanai feel." Wanting to feel the breeze with a little bit of shade? Hang out on the PAVER PAD under the shade of the BRAND NEW GAZEBO! Plenty of room for a pool. The full CONCRETE DOCK is awesome for fishing or for mooring your boat. This property is FULLY FENCED in to keep your fur babies safe 8-) The beauty about having CHEAP FLOOD INSURANCE is that if ANY WATER enters the home from a flood, the payout is $250-$300k plus the HomeOwner's on top of that. Homes can be rebuilt to the most modern tech for 1/4 of that. The average electric bill in this ENERGY EFFICIENT home is ONLY $240/month! Possibly thinking about Snow-Birding? This property can be rented out for $3k-5k depending on the month -- managed by a successful local company to boot. So many opportunities for this property to PAY FOR ITSELF, why not stop by and see one of the only 2016+ WATERFRONT homes on CITY-WATER under $500K?? There are UNBEATABLE FINANCING OPTIONS and SELLER CONCESSIONS available with an ACCEPTED OFFER. Rates as low as 5.5% WAC!! Facetime Showings available for out-of-state BUYERS.

fact_check The Basics

Property Type Single Family
Gulf Access No
Boat Access Boat Dock Private, Concrete Dock, Dock Included
Private Pool No
Private Spa No
Acres 0.23
Furnished Unfurnished
Last Modified 2 weeks ago

savings Financials & HOA Fees

Foreclosure No
Auction No
Short Sale Yes
Mandatory HOA No

roofing Building Features

Building Style 1 Story/Ranch
Construction Materials Concrete Block, Stucco
Cooling Ceiling Fan(s), Central Electric
Covered Spaces 2
Elevator None
Floor Plan Split Bedrooms
Floors 1
Garage Spaces 2
Patio and Porch Patio
Rear Exposure North
Roof Shingle
Security Features Smoke Detector(s)
Storm Protection Shutters - Manual
View Canal
Water Source Assessment Paid, Central
Waterfront Features Canal Front, Fresh Water, Navigable, Seawall

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chair Interior Features

Appliances & Equipment Dishwasher, Dryer, Range, Refrigerator/Icemaker, Washer
Interior Features Pantry, Smoke Detectors, Tray Ceiling(s)
Additional Rooms Den - Study, Florida Room, Laundry in Residence
Flooring Tile
Gas No
Laundry Laundry in Residence

holiday_village Neighborhood and Community

Pets Allowed Yes
Amenities None
Neighborhood Cape Coral
Neighborhood Type Non-Gated
Included in Fees None
HOA Restrictions No Commercial, No RV

school School Zones

Elementary School Trafalgar
Middle School Trafalgar
High School Ida Baker

photo_library Additional Images

Chris Farrugia, REALTOR Portrait

Chris Farrugia, M.B.A.

Realtor® at The Listing Naples Group

📞 (239) 248-8171
📧 chris@listingnaples.com

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The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations. Copyright 2026 Southwest Florida MLS organizations. All rights reserved. The accuracy of this information is not warranted or guaranteed. This information should be independently verified if any person intends to engage in a transaction in reliance upon it.

Listing provided by RE/MAX Realty Team.