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341 Spanish Gold Ln, Captiva, FL 33924
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341 Spanish Gold Ln, Captiva, FL 33924 - 3 Bedroom Home in Safety Harbor Club
$1,399,000
MLS Number
2025026193
Bedrooms
3+Den
Bathrooms
2 Baths
Living Area
1,584 sq ft
Total Area
2,099 sq ft
Garage Spaces
0
Year Built
1983
Days on Market
14
home Property Description
Fully Remodeled North Captiva Island Harbor View Haven with Dock, Club Amenities & Timeless Island Charm! There’s something special about arriving by water, tying up at your own dock, and knowing you’re home. 341 Spanish Gold Lane is a fully renovated waterfront retreat where coastal charm meets modern peace of mind - designed for effortless island living and unforgettable days on the water. Set along a tranquil natural canal, this home with 4 sleeping rooms and 2 baths has been thoughtfully transformed from top to bottom. Nearly every room captures calming views across the canal and harbor toward Pine Island Sound, creating a constant connection to the water. Recent upgrades include impact-rated windows, a new metal roof, new exterior decks and railings, a whole-house RO system, and a beautifully remodeled interior that’s professionally decorated & move-in ready. The open-concept living level is anchored by a custom-designed kitchen - a true gathering place. A full wall of windows frames the water beyond the expansive screened porch, while elegant cabinetry, generous storage, and a breakfast bar make entertaining effortless. Whether it is casual mornings or sunset dinners, this space was designed for relaxation. Upstairs, the primary suite feels like a private sanctuary, complete with a walk-in closet, a spa-style bath with a custom-tile shower, and both a screened/covered porch and a sunny waterside deck - perfect for spotting manatees gliding by. Two additional guest rooms include a refined harbor-view sleeping room and a custom-built bunk room that sleeps five, ideal for hosting family and friends. Just off the screened dining porch, the charming “lighthouse room” has its own entrance and can be used as a 4th sleeping space, an office, or an artist’s studio. Climb one more level, and you’ll find the ultimate sunrise-to-sunset deck, where stargazing comes naturally, and the sound of the sea fills the night air. Outside, the home continues to impress. Your private dock provides a protected harbor for your vessel. At the same time, nearby outdoor amenities create a true island playground - an outdoor bar with swing seats & a cozy fire table lounge, kayak storage, beach gear storage, enclosed outdoor shower, and more. Everything you need for life on the water is already here. As a member of the Safety Harbor Club, this property includes full access to a community pool, tennis & pickleball courts, waterfront restaurant, beach access, and additional dockage for guest boats—bringing resort-style convenience right to your doorstep. This is the kind of home you don’t just visit… You arrive at. A rare, Gulf-access island retreat where thoughtful upgrades, harbor view living, and relaxed luxury come together seamlessly. At 341 Spanish Gold Lane, you don’t chase the island lifestyle - you sail straight into it. If you have been looking for a fully remodeled waterfront home with views and dockage at a lower price point, this special home is a must see!
fact_check The Basics
Property Type
Single Family
Gulf Access
Yes
Boat Access
Dock Included, Wooden Dock
Private Pool
No
Private Spa
No
Acres
0.231
Furnished
Partially
Last Modified
1 week ago
savings Financials & HOA Fees
Foreclosure
No
Auction
No
Short Sale
No
Mandatory HOA
Yes
Master HOA Fee
$1,500 quarterly
Other Fee
$135
roofing Building Features
Building Style
Florida, Multi-Story Home
Construction Materials
Wood Frame
Cooling
Ceiling Fan(s), Central Electric
Elevator
None
Floor Plan
Great Room
Floors
2
Patio and Porch
Deck
Other Structures
Tennis Court(s)
Rear Exposure
East
Roof
Metal
Storm Protection
Impact Resistant Doors, Impact Resistant Windows
View
Bay, Canal, Mangroves, Partial Bay, Partial Gulf, Water, Trees/Woods
Water Source
Central, Reverse Osmosis - Entire House
Waterfront Features
Bay, Canal Front, Intersecting Canal, Mangrove
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chair Interior Features
Appliances & Equipment
Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator/Freezer, Reverse Osmosis, Washer
Interior Features
Vaulted Ceiling(s)
Additional Rooms
Balcony, Den - Study, Laundry in Garage, Screened Lanai/Porch
Flooring
Tile, Wood
Gas
No
Laundry
In Garage
holiday_village Neighborhood and Community
Pets Allowed
Yes
Amenities
Beach - Private, Clubhouse, Community Boat Dock, Pool, Pickleball, Private Membership, Restaurant, Tennis Court(s)
Neighborhood
Safety Harbor Club
Neighborhood Type
Boating, Non-Gated
Community Features
Clubhouse, Pool, Restaurant, Tennis Court(s)
Included in Fees
Trash Removal
HOA Restrictions
Architectural, Deeded, No Commercial
travel_luggage_and_bags Leasing Rules
Lease Limits
Yes
Leases Per Year
52
Minimum Days of Lease
7
Chris Farrugia, M.B.A.
Realtor® at The Listing Naples Group
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The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations. Copyright 2026 Southwest Florida MLS organizations. All rights reserved. The accuracy of this information is not warranted or guaranteed. This information should be independently verified if any person intends to engage in a transaction in reliance upon it.
Listing provided by Resort Properties Internationa.
