Home > Cape Coral > 1438 Se 20Th St, Cape Coral, FL 33990
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1438 Se 20Th St, Cape Coral, FL 33990 - 3 Bedroom Pool Home in Cape Coral

$640,000

MLS Number
2025018881
Bedrooms
3 Bed
Bathrooms
2 Baths
Living Area
1,904 sq ft
Total Area
2,366 sq ft
Garage Spaces
2
Year Built
1986
Days on Market
9

home Property Description

Gulf Access – Boater’s Paradise – Out of Flood Zone!
This exceptional Cape Coral home offers direct Gulf access and sits on a rare oversized 143 ft deep lot with desirable southern exposure. Enjoy true waterfront living with a 12,000 lb boat lift, wrap-around dock, and a Tiki Hut on a cantilever deck - the perfect place to relax by the water.
Beautifully tiled throughout, the home features a spacious primary suite with walk-in shower, dual sinks, and large walk-in closet. The primary bedroom offers private access to the lanai and outdoor spa, while the guest bath also opens to the lanai for poolside convenience. Bedroom 3 includes a generous walk-in closet for extra storage.
You’ll love the outdoor kitchen complete with electric cooktop, vented exhaust fan, stainless sink, and mini refrigerator, perfect for entertaining. The pool and spa area feature upgraded color-changing lighting, a recently resealed pool deck (2025), and a new pool pump (2024).
Enjoy peace of mind with fully hurricane-protected windows and doors, accordion shutters for the sliders, and impact-rated front and garage doors. The home sits at approximately 13 ft elevation, has been replumbed, includes upgraded attic insulation, and a new A/C (2022) with recent service. Additional upgrades include epoxy garage floor, new gutters (2023), reinforced pool cage, aluminum privacy fence, and a 2024 irrigation control unit. The FURNITURE is negotiable.
Every upgrade has been thoughtfully maintained—offering comfort, functionality, and the ultimate Florida waterfront lifestyle!

fact_check The Basics

Property Type Single Family
Gulf Access Yes
Boat Access Boat Canopy/Cover, Boat Dock Private, Boat Lift, Boat Slip, Composite Dock, Concrete Dock, Dock Deeded, Dock Included, Elec Avail at dock, Water Avail at Dock
Private Pool Yes
Private Spa Yes
Acres 0.266
Furnished Negotiable
Last Modified 1 week ago

savings Financials & HOA Fees

Foreclosure No
Auction No
Short Sale No
Mandatory HOA No

roofing Building Features

Building Features DSL/Cable Available
Building Style 1 Story/Ranch
Construction Materials Concrete Block, Stucco
Cooling Central Electric
Covered Spaces 2
Elevator None
Floor Plan Split Bedrooms
Floors 1
Garage Spaces 2
Patio and Porch Patio
Other Structures Outdoor Kitchen
Rear Exposure South
Roof Shingle
Storm Protection Impact Resistant Doors, Impact Resistant Windows, Shutters - Manual
View Canal, Landscaped Area
Water Source Assessment Paid, Central
Waterfront Features Canal Front, Navigable, Seawall
Window Features Skylight(s)

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chair Interior Features

Appliances & Equipment Dryer, Microwave, Range, Refrigerator, Washer, Auto Garage Door, Dishwasher, Disposal
Interior Features Bar, Volume Ceiling, Cathedral Ceiling(s), Fireplace, Foyer, Laundry Tub, Vaulted Ceiling(s)
Additional Rooms Florida Room, Laundry in Residence, Screened Lanai/Porch
Flooring Tile
Gas No
Laundry Laundry in Residence, Laundry Tub

holiday_village Neighborhood and Community

Pets Allowed Yes
Amenities None
Neighborhood Cape Coral
Neighborhood Type Boating, Non-Gated
Included in Fees None
HOA Restrictions Deeded

photo_library Additional Images

Chris Farrugia, REALTOR Portrait

Chris Farrugia, M.B.A.

Realtor® at The Listing Naples Group

📞 (239) 248-8171
📧 chris@listingnaples.com

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The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations. Copyright 2025 Southwest Florida MLS organizations. All rights reserved. The accuracy of this information is not warranted or guaranteed. This information should be independently verified if any person intends to engage in a transaction in reliance upon it.

Listing provided by EXIT Gulf Coast Realty.