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303 Useppa Island #Unit A, Useppa Island, FL 33924
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303 Useppa Island #Unit A, Useppa Island, FL 33924 - 2 Bedroom Villa in Useppa Island
$985,000
MLS Number
2025012079
Bedrooms
2 Bed
Bathrooms
2 Baths + 1 Half
Living Area
1,575 sq ft
Total Area
1,807 sq ft
Garage Spaces
0
Year Built
1981
Days on Market
51
home Property Description
Tucked away in a quiet, seldom-traveled enclave along the mid-western shoreline of Useppa Island, this private 2-bedroom, 2-bath attached villa offers a rare sense of seclusion paired with sweeping coastal views. Oriented to the northwest, the residence overlooks the Intracoastal Waterway with panoramic sightlines stretching across Cabbage Key, Cayo Costa, Boca Grande Pass, and Gasparilla Island beyond.
The home features a thoughtfully designed “upside-down” floor plan, with two en-suite bedrooms located on the first level and the main living areas positioned above to fully capture the stunning water views. Upstairs, the kitchen, living room, and screened waterfront balcony create an inviting space for daily living and entertaining, while the lower-level bedrooms provide a quiet retreat at day’s end.
Designed for comfort and peace of mind, the villa is equipped with impact-rated windows and doors, along with electric storm panels protecting the screened balcony. Tasteful updates are found throughout, including recently renovated bathrooms, a new HVAC system, and a new water heater. Timeless wood flooring runs through the bedrooms, where classic finishes are complemented by the warmth and character of a traditional fireplace.
Just beyond the living room, the screened balcony overlooks a protected basin and shared dock. The property includes a one-third ownership interest in the dock, granting use of a boat slip—an exceptional amenity for island living. The dock sits just off the Intracoastal Waterway, with Cabbage Key less than a half-mile to the south. Cayo Costa State Park, renowned for its 7.5 miles of pristine Gulf beaches, is a short boat ride away via either Captiva Pass or Boca Grande Pass, both within four miles.
For many buyers seeking a true Florida island escape, sunset water views and private, deeded dockage rank at the top of the wish list. This residence offers both—providing a rare blend of convenience, beauty, and long-term investment security. Unit #303-A delivers these highly sought-after features in a thoughtfully finished, low-maintenance package.
The island’s private Club and common areas came under new ownership in late 2024 and are currently undergoing a multi-million-dollar renovation. Ownership of property on Useppa Island requires a Resident Membership with the Useppa Island Club & Marina. Buyers are encouraged to complete all due diligence regarding the Club’s policies, fees, and operations.
The home features a thoughtfully designed “upside-down” floor plan, with two en-suite bedrooms located on the first level and the main living areas positioned above to fully capture the stunning water views. Upstairs, the kitchen, living room, and screened waterfront balcony create an inviting space for daily living and entertaining, while the lower-level bedrooms provide a quiet retreat at day’s end.
Designed for comfort and peace of mind, the villa is equipped with impact-rated windows and doors, along with electric storm panels protecting the screened balcony. Tasteful updates are found throughout, including recently renovated bathrooms, a new HVAC system, and a new water heater. Timeless wood flooring runs through the bedrooms, where classic finishes are complemented by the warmth and character of a traditional fireplace.
Just beyond the living room, the screened balcony overlooks a protected basin and shared dock. The property includes a one-third ownership interest in the dock, granting use of a boat slip—an exceptional amenity for island living. The dock sits just off the Intracoastal Waterway, with Cabbage Key less than a half-mile to the south. Cayo Costa State Park, renowned for its 7.5 miles of pristine Gulf beaches, is a short boat ride away via either Captiva Pass or Boca Grande Pass, both within four miles.
For many buyers seeking a true Florida island escape, sunset water views and private, deeded dockage rank at the top of the wish list. This residence offers both—providing a rare blend of convenience, beauty, and long-term investment security. Unit #303-A delivers these highly sought-after features in a thoughtfully finished, low-maintenance package.
The island’s private Club and common areas came under new ownership in late 2024 and are currently undergoing a multi-million-dollar renovation. Ownership of property on Useppa Island requires a Resident Membership with the Useppa Island Club & Marina. Buyers are encouraged to complete all due diligence regarding the Club’s policies, fees, and operations.
fact_check The Basics
Property Type
Single Family
Gulf Access
Yes
Boat Access
Boat Slip, Elec Avail at dock, Water Avail at Dock, Wooden Dock
Private Pool
No
Private Spa
No
Acres
0.129
Furnished
Furnished
Last Modified
1 month ago
savings Financials & HOA Fees
Foreclosure
No
Auction
No
Short Sale
No
Mandatory HOA
No
Other Fee
$1,622
roofing Building Features
Building Style
2 Story, Duplex, End-Unit
Construction Materials
Wood Frame, Vinyl Siding
Cooling
Central Electric
Elevator
None
Floor Plan
Split Bedrooms, 2 Story
Floors
2
Patio and Porch
Deck, Patio
Other Structures
Tennis Court(s)
Rear Exposure
Northwest
Roof
Metal
Storm Protection
Impact Resistant Doors, Impact Resistant Windows, Other, Shutters Electric
View
Bay, Landscaped Area, Mangroves, Water
Water Source
Central
Waterfront Features
Bay, Mangrove, Navigable
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chair Interior Features
Appliances & Equipment
Cooktop - Electric, Dishwasher, Disposal, Dryer, Microwave, Refrigerator/Freezer, Self Cleaning Oven, Washer
Interior Features
Built-In Cabinets, Closet Cabinets, Fireplace, Vaulted Ceiling(s), Walk-In Closet(s)
Additional Rooms
Balcony, Guest Bath, Guest Room, Laundry in Residence, Open Porch/Lanai, Screened Lanai/Porch
Flooring
Carpet, Wood
Gas
No
Laundry
Laundry in Residence
holiday_village Neighborhood and Community
Pets Allowed
With Approval
Amenities
Bike And Jog Path, Bocce Court, Pool, Spa/Hot Tub, Fitness Center, Marina, Private Membership, Restaurant, See Remarks, Tennis Court(s), Underground Utility
Neighborhood
Useppa Island
Neighborhood Type
Boating
Community Features
Pool, Fitness Center, Restaurant, Tennis Court(s)
Included in Fees
Rec Facilities, Street Lights, Street Maintenance, Trash Removal
HOA Restrictions
Architectural, Deeded, No Motorcycles, No RV, No Truck
Chris Farrugia, M.B.A.
Realtor® at The Listing Naples Group
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The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations. Copyright 2026 Southwest Florida MLS organizations. All rights reserved. The accuracy of this information is not warranted or guaranteed. This information should be independently verified if any person intends to engage in a transaction in reliance upon it.
Listing provided by Century 21 Sunbelt Realty.